For many people, the most valuable asset in their portfolio is the home they live in. Clients frequently have tens or hundreds of thousands of dollars in equity in their homes, and in some cases millions invested in their homes. With so much capital tied up in their homes, few homeowners could afford to replace or rebuild their house if something happened to it.
That’s why there’s homeowners insurance. Do you know if you have enough insurance on home? Or maybe too much? We do, contact us and we make sure your balance of insurance is just right.
The coverages provided on Home Owners Insurance can vary, but they usually include the following:
- Dwelling Coverage, which usually insures the structure and other structures, like a shed or garage.
- Personal Property Coverage, which normally insures the policyholder’s personal belongings, this coverage has many variables and coverages. Attention to detail is important here!
- Liability Coverage, which generally offers protection from a variety of potential liability lawsuits that accuse a homeowner of causing injury or damage to themselves or others.
Let us use our expertise and tailor the right coverage for your very important asset! We have 25 + years of brokering “wheels” insurance for our clients. The Auto Insurance carriers we have built relationships with are very competitive for excellent coverage and discounts are numerous when combining products.
For our clients with recreation vehicles we have carriers that love that kind risk and offer excellent coverage for RV’s, Motorcycles, boats and Jet skis.
For clients that have built up equity in their homes or in other instruments it is essential that you maintain a personal umbrella policy to help protect those assets from liabilities arising from lawsuits. Whether is 1 million or 10 million, let us help you protect what you built!
and many more!